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Portland, OR 97239

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Umbrella Insurance FAQ

In order to protect your family and your investments, it’s imperative to understand the different types of insurance products that are available. At Einstein Insurance, serving Portland, OR, we strive to provide our clients with solid information so that they can make the best insurance choices. Keep reading to learn more about umbrella insurance and how it can benefit you. 

What Is Umbrella Insurance?

Umbrella insurance is a unique type of insurance product that can be customized to suit your particular needs. An umbrella policy is designed to fill in gaps that could be left by other policies. An umbrella policy can be customized to fill in insurance gaps from auto policies, commercial insurance, health insurance, homeowners insurance, and more. 

How Does An Umbrella Policy Work?

If you file a claim with an existing insurance policy and that policy does not sufficiently cover the number of expenses you are liable for, an umbrella policy can kick in to cover further expenses. This is helpful when a claim exhausts another policy. This can happen in situations where damages or liabilities were far greater than anticipated. 

Umbrella policies are especially helpful in cases in which you might be found liable for someone else’s injuries. 

Who Should Get Umbrella Insurance?

An umbrella policy can be helpful for anyone who wants to protect their assets and investments. For those who have a lot of assets or investments, an umbrella policy is a smart way to always ensure those are safe from unexpected expenses. 

If you have extensive property or run a business where others may have opportunities to file liability claims against you, an umbrella policy is one way you can protect yourself. 

If you would like to learn more about umbrella insurance, or any of our other products, please contact us at Einstein Insurance serving Portland, OR. 

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