Category: Auto Insurance

If Oregon is known for anything, it’s known for being rainy. Rain can cause water damage as can flooding and someone trying to reenact a James Bond movie. Trying to avoid water damage on a vehicle is doable but difficult in a part of the country where it rains frequently. Treating water damage is a possibility as well. 

First Things First

First of all, do not try to start the engine of a flooded vehicle. That will do more damage. If there was a hurricane, tidal wave or someone just drove to Cannon Beach and kept driving, you could have salt water damage which is even worse than damage from fresh water. Salty or fresh, you need to tow your vehicle to higher ground and get it dried out as quickly as possible. You might need to drain out the oil, transmission fluid, and lube first. You and a qualified mechanic can then file a claim with your insurance company. 

How Bad is the Damage?

Water droplets on the dipstick mean water in the engine. The cylinders will need to be removed and checked for corrosion. A wet vac and some cloth towels can remove most of the moisture. Check the fuel tank and line for water. 

How to Avoid Water Damage

If you live in a flood zone, you may want to move your care to a higher area. If you have a garage, floodproof it to keep water from getting in. A good short-term solution for protecting your car in heavy rains is a protective car cover. 

Einstein Insurance Serving Portland, OR

If you need auto insurance and are in the Portland, OR area, please consider Einstein Insurance. Our agents will be happy to give you the help you need. 

When it comes to insurance, you need to get it right from the word go. Buying insurance, however, can be a challenge, especially if you’re buying it for the first time.

Auto insurance can be confusing with the many available coverage options and insurance agents. You need to understand that the right auto insurance can make the difference between financial ruin and solvency when in an adverse mishap. Einstein Insurance is here to provide Portland, OR residents with a guide. 

The following tips can help you shop for the best auto insurance:

Know what determines auto insurance premium

When buying your auto insurance, you must know that there are different factors that determine your auto insurance rates. Some factors include your driving record regarding violations and accidents caused, where you live, previous coverage, age, and how often you use your car. For example, the more claims, the higher the premium rate

Know how much car insurance you need

How much auto insurance you need depends on your individual needs. First, you must buy the minimum liability coverage required to be on the road. However, the minimum liability may not be enough, and you may need to purchase a higher liability claim. Liability coverage may not be enough, and you might want to consider other auto insurance coverage to enjoy complete protection.

Know the types of auto insurance coverage

Auto insurance comes with different coverages, all available to suit your requirements. Knowing how each type protects you will help you decide which coverages work for you. Besides liability coverage, others include collision, comprehensive, uninsured, and underinsured medical payments coverage, and much more.

Know your insurance agent

Before choosing an insurance agent, please get to know them better. You can do this by comparing different quotes and policies. You get to learn more about the company, for example, its financial ratings, complaint record, and recent rate changes.

Get The Right Coverage Today

With the above tips, you can get the right coverage and save money. Ready to purchase auto insurance in Portland, OR? Contact Einstein Insurance for an affordable quote.