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Portland, OR 97239

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Do I always need home insurance in Oregon?

Owning a home in the Portland OR area has continued to be a good option for many people. Those who would like to be property owners here need to ensure they are properly insured. Consult with the insurance experts at Einstein Insurance on this vital coverage. 

There are a few reasons one must have a home insurance plan

Protect Your Assets

Anyone purchasing a home in the Portland, OR area will know that they are making a big investment. They will also be purchasing various personal assets that will be kept in the home. When you have coverage through a home insurance plan, you will have the support needed to protect these assets. 

Reduce Liability Risks

You will also want to have this insurance so you can reduce your liability risks. Various liability risks come naturally with owning a home. If you can get a proper home insurance plan, you will also receive liability coverage, which can help offset this risk. 

Meet Requirements

An important reason for someone to have this coverage is to meet their requirements. Most property owners will have home insurance obligations. If you take out a loan or are part of a larger home association, you are bound to have insurance requirements. With proper coverage, you will remain in good standing. 

Get Home Insurance Today

Being a property owner in Portland, OR has been a good option for many people. If you want to own a home here, getting insurance for it is always beneficial. The insurance professionals with Einstein Insurance will offer any help you need to build a new home insurance plan. This will ensure you are properly covered and receive all of the benefits that can come along with having this coverage. 

How Home Insurance Protects You

Home insurance is an important way to protect both you and your home. It offers a lot of financial protection in the event of a wide range of accidents and disasters. If you need home insurance, give us a call at Einstein Insurance in Portland, OR to find out more. 

Protection for Your Home

Your home itself represents your largest investment. It’s vital that you keep it protected with home insurance because so many things can go wrong. Disasters are becoming more common, and accidents and other incidents can and do happen that can affect your house. When you have home insurance, you have a way to pay for the damages done, even if the entire house needs to be rebuilt. Without this protection, most people would not be able to pay for major repairs and would be in a terrible financial situation. 

Coverage for Your Belongings

Next to your home, your next largest investment is often in the items inside your home. They can collectively add up to a lot more than you think. When an accident or disaster ruins your things, it would be extremely difficult to replace them all without a home insurance policy. With one of these policies, the insurance can pay for the items to be replaced so that you don’t have to come up with all of the money yourself. 

Liability Protection

Another way that home insurance protects you is by offering an amount of liability coverage. If someone were to have an accident in your home, and they were to become injured, you could be liable for all of the resulting bills. With home insurance, these bills are paid for by the policy instead of from your pocket. 

Get Your Home Policy

If you own a home and need insurance for it, call us at Einstein Insurance in Portland, OR to get started.

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