A food cart is a great way to get your food business off the ground. A food cart provides you with the means to bring your product to a large group of people in downtown Portland, OR, without the monthly overhead of a brick-and-mortar restaurant lease. However, it’s still crucial to properly insure your food cart, even though it costs much less to operate a mobile food business. We have seen too many people face major issues that they can’t financially recover from because they weren’t adequately covered here at Einstein Insurance. The following are three situations where you could get sued if you own and operate a food cart.

1. Fire

Many food carts have working grill tops, propane tanks, or other heat sources to keep the food warm. This makes them a danger when it comes to fire. The last thing you want is to lose your business because someone is accidentally hurt in a fire while trying your food. This is one of the first things you should insure yourself against.

2. Theft

Food carts do provide an advantage over standard restaurant locations because they are mobile and have lower overhead. There is one drawback to this, though. They are much easier to steal than an entire restaurant. You could lose everything if your food cart is not properly locked up. You could also lose everything if your food cart isn’t covered with an excellent insurance policy.

3. Auto Accident

Your food cart could be destroyed entirely if it is damaged in an automobile accident while you are towing it to another location. This may not be included in your traditional auto insurance or business insurance. Ensure your food cart is covered while in transit.

If you are starting a mobile food business in Portland, OR, we can help you properly insure it here at Einstein Insurance. Call one of our agents today to get a quote on your next policy.