Floating Homes in Oregon and Washington
Living in a floating home along a beautiful Oregon or Washington waterway offers stunning views, tranquil surroundings, and a unique lifestyle. But are you prepared for the unexpected? Whether it's a windstorm, accidental damage, or an unforeseen liability claim, Einstein Insurance is here to help you safeguard your investment and enjoy peace on the water.
Floating homes face unique risks compared to land-based properties, and not all standard homeowners' policies provide adequate coverage. At Einstein Insurance, we specialize in tailored floating home insurance that protects your home and personal belongings so you can relax knowing you're covered.
What Does Floating Home Insurance Protect?
- Physical Structure Protection: Covers the structural components of your floating home, including the foundation/barge, walls, roof, and built-in features.
- Personal Belongings: Insures furniture, appliances, clothing, and other valuables inside your floating home.
- Liability Coverage: Protects you from claims if someone is injured on your property or if you accidentally cause damage to neighboring docks or vessels.
- Dock and Moorage Risks: Offers protection for issues related to your floating home's secure mooring at a marina or dock.
- Additional Living Expenses: Covers temporary housing costs if your floating home becomes uninhabitable due to damage.
Optional coverages include flood insurance, storm surge protection, and enhanced coverage for marine hazards, ensuring comprehensive protection for your waterfront lifestyle.
Benefits of Choosing Einstein Insurance
- Personalized Plans: We work with you to create a policy tailored to your specific needs and risks.
- Local Knowledge: Our team understands the challenges and joys of living in a coastal community or along the Columbia or Willamette Rivers. Specific needs have to be met to ensure protection.
- Compare Rates: We strive to offer competitive pricing without compromising on protection.
- Exceptional Service: From quotes to claims, our friendly agents are here to make the process easy and stress-free.
Don't let uncertainty keep you from fully enjoying your floating home and its beautiful Oregon surroundings. Einstein Insurance is here to keep you protected, whether you're moored in Portland, Seattle, or anywhere along a local lake, or river.
Contact us today for a free quote and find out how helpful comprehensive floating home insurance can be!
