{"id":112,"date":"2026-01-30T12:00:00","date_gmt":"2026-01-30T18:00:00","guid":{"rendered":"https:\/\/www.einsteinins.com\/blog\/?p=112"},"modified":"2026-01-16T10:32:53","modified_gmt":"2026-01-16T16:32:53","slug":"do-you-need-umbrella-coverage-along-with-your-cyber-liability-insurance","status":"publish","type":"post","link":"https:\/\/www.einsteinins.com\/blog\/do-you-need-umbrella-coverage-along-with-your-cyber-liability-insurance\/","title":{"rendered":"Do You Need Umbrella Coverage Along With Your Cyber Liability Insurance?"},"content":{"rendered":"

Cyberattacks are on the rise, as are the costs of dealing with the aftermath of a breach. Portland, OR, businesses that want to protect their companies from online crime should take precautions, such as using two-factor authentication, setting strong passwords, providing employees with cybersecurity training, and purchasing a good cyber liability insurance policy. It’s also wise to add another layer of protection to your insurance coverage by taking out a cyber umbrella insurance policy.<\/p>\n

How Does Cyber Umbrella Coverage Work With Cyber Liability Coverage?<\/h2>\n

General umbrella insurance is designed to raise the liability limits on your existing insurance policies, such as your commercial property and auto insurance. A cyber umbrella policy works similarly to raise the limits on your basic cyber liability insurance. Policies vary, but you can get over $10 million in coverage. <\/p>\n

Umbrella coverage can cover the cost of fines, settlements, or judgments against your business. It can also pay for legal fees if an affected third party sues you over the cyberattack. Other covered expenses can include business interruption, ransom payments, and customer breach notifications, and credit monitoring services.<\/p>\n

Call Einstein Insurance for More Information<\/h2>\n

Einstein Insurance offers multiple commercial insurance policy options to suit the needs of businesses in all industries. Call us to find out more about our cyber liability and cyber umbrella insurance policies. We work with businesses from all industries in and around Portland, OR.<\/p>\n","protected":false},"excerpt":{"rendered":"

Cyberattacks are on the rise, as are the costs of dealing with the aftermath of a breach. Portland, OR, businesses that want to protect their companies from online crime should take precautions, such as using two-factor authentication, setting strong passwords, providing employees with cybersecurity training, and purchasing a good cyber liability insurance policy. It’s also […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[33,14,29,16,15],"class_list":["post-112","post","type-post","status-publish","format-standard","hentry","category-cyber-liability","tag-cyber-liability","tag-einstein-insurance","tag-insurance","tag-or","tag-portland"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t